Our personal checking accounts include:
Our most popular checking account.
None
None
None
Free first order of checks
Best for larger balances, with paid interest.
Paid on four tiers:
$10 if the minimum daily balance is not met
Any of the following: $1,000 in checking, $5,000 in savings, or $10,000 in loans or CDs
Free first order of checks
An interest-bearing account for individuals over 55.
Paid on four tiers:
None
None
Free basic checks and discounts on a small or medium safe deposit box
A fast and free way to help monitor your debit card transactions and stop potential fraudulent purchases.4
Meet our experienced banking professionals dedicated to serving our clients, businesses, and local community.
Easily send and receive money through online or mobile banking, with funds delivered directly to accounts in minutes.5
All checking accounts require a $100 opening balance.
1 Some ATM networks may impose an additional surcharge unrelated to our accounts. This charge will be assessed to your account.
2 Interest will be compounded and paid monthly based on the daily collected balance. Refer to our deposit account rates for current rate information. At our discretion, interest may change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of checks.
3 Other charges may apply to these accounts; see the separate miscellaneous fee schedule.
4 Drake Bank does not charge a fee for Fraud Text Alerts; however, standard text and data rates from your mobile carrier may apply. Messaging frequency depends on account activity.
5 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
We’re here to make your relationship with money simpler and more meaningful, helping you reach the future you’re aiming for.
You can access Online Banking through the links in our top menu.
Additionally, we encourage you to explore the new site and additional resources available under the ‘Resources’ dropdown menu.
If you have any questions or need help finding anything, feel free to contact our team.
