Personal Lending


Lending options to control your liquidity.

Our team has the tools and expertise to help meet your needs and goals. When you partner with our team, you’ll get:

  • Customized banking solutions to help in your financial journey
  • Personal relationship with a committed banker
  • Reliable extended banking team to support you
  • Local community support and knowledge

Find the Right Loan for You


Home Loans

Financing options for when you are purchasing a home, leveraging equity in your current property, or purchasing a lot and building a new home.

Mortgage

Choose from the many mortgage options for your home purchase.

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Home Equity Term Loan

Fixed interest rate and monthly payments backed by your property’s existing equity for use with larger expenses like home improvements or debt consolidation. Funds are received in a lump sum for the full loan amount.


Home Equity Line of Credit (HELOC)

Flexible access to funds using the equity of your home. Borrow what you need, when you need it, with monthly payments based on the current rate and amount used.


Residential Lot Loans

Financing options for the property of a primary or secondary residence, so you can secure the land today and build when you’re ready.


Construction Loans

Cover building costs when you are building from the ground up. Building a home is an exciting journey; make sure you have the right financing partner alongside you.


Personal Lines of Credit

Flexible and revolving access to funds for your financial needs.

Lines of Credit

Have access to cash when you need it with a personal line of credit.


Overdraft Protection

Protect your funds from accidental overdrafts and get access to extra cash either automatically or on demand.


Personal Loans

Various fixed-term financing options for your financial journey.

Auto and Recreational Vehicle Loans

Get financing for a new or used car, truck, boat, RV, or motorcycle.


Credit Builder Loans

A simple way to build credit with consistent, on-time monthly payments.


Savings / CD Secured Loans

Pledge funds from your savings account or certificate of deposit as collateral for your financing needs.


Credit Cards

Explore credit card options—like low interest rates, cash back, or rewards—designed to fit your lifestyle and spending habits.1

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Meet the Banking Team

Meet our experienced banking professionals dedicated to serving our clients, businesses, and local community.

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Mortgage

Make your homeownership dreams possible with a mortgage option that best suits your needs.

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More For You


Personal Checking

Account options that work for your everyday needs and future goals.

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Personal Savings

Fuel your savings with account options that support your goals.

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Online Banking

Securely access and manage your accounts anytime, anywhere.

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The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Build A Better Future.

We’re here to make your relationship with money simpler and more meaningful, helping you reach the future you’re aiming for.

ABOUT DRAKE BANK