Mortgage
Make your homeownership dreams possible.
We offer a variety of mortgage solutions — plus personalized support — to help you move forward with confidence, whether this is your first home or your next one.
Find the Right Mortgage for You
Conventional Mortgages
FHA Mortgages
Traditional mortgage products with fixed- and adjustable-rate options available for single-family homes under the conventional loan limit.
Best for: Low-to-moderate income borrowers.
First-Time Homebuyer Mortgage
Government-backed mortgage products provide a variety of benefits for first-time homebuyers, including smaller down payments. Fixed- and adjustable-rate options are available.
Best for: First-time home buyers or buyers who have not owned a primary residence in the last 3 years.
Veteran & Active-Duty Military Mortgage
Government-backed mortgage products for service members. Eligible veterans and active-duty military personnel can finance 100% of a home’s value with no down payment. Our team is experienced with the entire VA program.
Best for: Service members and veterans.
Jumbo Mortgages
Available for single-family homes over the conventional loan limit, with fixed- or adjustable-rate options.
Best for: Buyers purchasing high-value properties.
New Construction Loans
New construction financing is more complicated than a typical mortgage; we help coordinate your financing from the beginning, so you don’t have to worry about securing a loan for the land, construction of the home, and the permanent mortgage.
Best for: Buyers building a new home or working with a custom builder.
Refinancing Options
Take advantage of lower interest rates to reduce payments, and extend or shorten your loan terms by refinancing your current home’s mortgage loan.
Best for: Current homeowners looking to refinance their current mortgage loan.
Meet the Mortgage Team
Meet our experienced mortgage professionals dedicated to serving our clients and local community.
Get Pre-Qualified
Start your home ownership process today by getting pre-qualified. Our team will reach out to get the process moving.
Financial Calculators
Crunch the numbers and plan a smarter financial future with our free, easy-to-use calculators.
More For You
1 By completing the pre-qualification application, you are not committed to working with Drake Bank.
Build A Better Future.
We’re here to make your relationship with money simpler and more meaningful, helping you reach the future you’re aiming for.
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You can access Online Banking through the links in our top menu.
Additionally, we encourage you to explore the new site and additional resources available under the ‘Resources’ dropdown menu.
If you have any questions or need help finding anything, feel free to contact our team.