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Personal Loans

Real Estate

Drake Bank has a wide array of home mortgage financing options available. Whether your need is a new mortgage or to refinance an existing loan, come talk to us. Let us share our ideas and expertise without cost or obligation. If a strategy appeals to you, we will help you complete the necessary paperwork.

Home Equity

The tax advantages* of home equity financing have made this the perfect type of loan for many homeowners seeking to improve their home, consolidate debt, pay for college, or make other major enhancements to their lifestyle. At Drake Bank you may borrow up to 75% of your home's assessed or appraised value less any outstanding first mortgages.
*Consult with your tax advisor for more details.

Ready to apply? Just fill out our Home Equity Loan Application and return to us in person or by fax or mail. Please contact us with any questions.

There are two forms of home equity financing: (1) a loan, and (2) a line of credit.

• a fixed rate and term
• consistent payments for budgeting
• perfect for major projects

• an easily-accessible source of credit, as-needed
• a competitive adjustable rate
• perfect for special opportunities and unexpected cash needs

Automobile - Watercraft - Recreational

When you have found what you want in a new or used auto, truck, boat, camper, motorcycle or big "toy", come see us. We understand wheels and propellers. Even better, come see us before you shop. We can increase your negotiating power with a pre-approved loan. You can start the loan process by filling out our Credit Application and returning it to us in person or by fax or mail.

Get new and used pricing on autos, boats, motorcycles, RV's - NADA

Overdraft Protection

An Overdraft Protection Line can provide the security and comfort you want in the event your checking account balance becomes low. Funds can be accessed automatically via an overdraft or be transferred on demand with a call to Drake Bank. Contact us for details.